|Basis||Term Life||Endowment Policies||ULIP|
|Whole Life Policy|
|Policy Length||5-85 Years||5-35 Years||10-20 Years||5-65 Years||Till You Turn 100 Yrs. Old||Whole Life|
|Premiums||Single, Quarterly, Monthly, Semi-Annually & Annually||Lumpsum, Monthly, Quarterly, Half Yearly & Annually||Single, Monthly, Quarterly, Half Yearly & Annually||Monthly, Quarterly, Semi-Annually & Annually||Single, Monthly, Quarterly, Semi Annually & Annually||Monthly, Quarterly, Semi Annually & Annually|
|Death Benefit||Life Cover||Sum Assured||Sum Assured||Life Cover||Life Cover||Offered by few plans|
|Maturity benefit is available only if return of premium is chosen||Yes, when the policy expires.||Yes, when the policy expires.||Benefits of Survival on Maturity||Plan matures when you reach 100 years of age||Regular income until "survivor".|
|Ideal for People who want||Financial security for the family at an affordable price||To leave a legacy for their family||Safe and guaranteed returns for a stress-free investment||A diversified investment portfolio provides good returns and life insurance||Guaranteed benefit at maturity + life insurance|
To secure retirement through regular income.