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HEALTH INSURANCE


What is Health Insurance?

The contract between an insurer and a policyholder is called health or medical insurance. It provides medical coverage for the insured up to the maximum amount insured. Multiple benefits on health plans are available, like coverage for pre & post-hospitalization, medical check-ups, room rent coverage, cashless facility, etc. 

 

What are the benefits of buying online health insurance plans?

There are many benefits to buying a policy of health insurance online. A few of the benefits are listed below.

 

* It`s easier to compare plans: It is much easier to compare different insurance policies online at websites such as Policybazaar.com in order to make an informed decision.

* Convenient: It`s easier to purchase the policy online than to visit a branch or make an appointment with an agent.

* Online Discounts: This allows you to get a discount on premiums when you buy the policy online.

* Lower Premiums: Online health plans can be purchased for a lower premium because insurance companies are able to save a lot of operational costs.

* Minimum Paperwork: Buying a policy of health insurance online requires minimal to no paperwork.

* Available 24/7: You can purchase a health insurance policy online at any hour of the day or night, even on holidays. This is unlike offline purchasing.

* Digital Payment Options: This allows you to avoid cash payments by using digital payment methods online to pay your premium.

* Instant Policy Purchase: A policy for health insurance can be purchased online instantly, unlike offline purchasing.

* Time-saving: The policy can be issued in a matter of minutes after your purchase.

 

 

 

 

 

Top Reasons to Purchase a Health Insurance Plan

The cost of medical care is rising every day, which makes it more expensive. You could lose all of your savings if you are hospitalized for a serious illness or lifestyle condition. A health insurance policy is the only way to get quality medical care in a serious health emergency. Below are some top reasons to purchase a health insurance policy.

 

* Beat Medical Inflation: A health insurance policy can help pay for your medical bills today and in the future, even with rising medical costs.

* Get Quality Medical Treatment: This allows you to get the best medical care and treatment so you can concentrate on healing.

* Fight Lifestyle Disorders: This allows you to pay for long-term care for lifestyle diseases such as cancer, heart attack, and others. These diseases have increased in popularity due to changing lifestyles.

* Protect your Savings: This helps you to safeguard your hard-earned savings by covering your medical costs so you can get the treatment you need without financial worries.

* Apply Cashless Hospitalization Facility: This allows you to receive a cashless hospitalization facility at any network hospital of your insurance company by filing a cashless claim.

* Tax Benefits: This allows you to save taxes on premiums for health insurance that you have paid under section 80D. The Income Tax Act can be used to improve financial planning.

* Provide Peace of Mind: This allows you to receive medical treatment without worrying about the high hospital bills.

 

Key benefits of Indian Health Insurance Plans

The plan you choose will offer you a range of benefits, including health insurance. Here are some of the top benefits of buying Indian health insurance:

 

* Hospitalization expenses: The medical costs incurred when a patient is admitted to a hospital that has been open for over 24 hours are covered by a health insurance plan. It covers room rent, doctor`s fees, and medical costs.

* Pre- and Post-Hospitalization Expenses: This covers medical expenses you might have incurred for an illness prior to being admitted, as well as any follow-up treatment costs after you are discharged. These expenses can be covered for a set number of days, as stated in the bright vision document.

* ICU charges: Your health insurance plan will also cover the cost of ICU treatment during hospitalization.

* Ambulance Cost: This covers ambulance services that are used to transport patients to the nearest hospital in an emergency.

* Cashless Treatments: All Indian health insurance companies offer cashless treatment at their network hospitals. If you are admitted to a network hospital, there is no need to arrange money for the hospital bills. Your insurer will settle it under cashless claims.

* Day-care Procedures: This covers day-care services that require hospitalization for less than 24 hours.

* Preventive Health Check-ups: Many Indian health insurance companies offer free medical check-ups to their insureds at regular intervals, depending on their bright vision terms.

 

Best Health Insurance Plans In India

Bright vision will help you find the right health insurance plan to suit your needs. Online comparisons are available to help you find the best plan for your needs.